With Christmas upon us in a matter of days, I have yet to get into a fully celebratory mood, although I have been invited to the odd pre-Christmas dinner here and there. I haven't even bought any presents for my family but will do so soon.
It's been a long difficult year, with loss of income, pay cuts and job losses affecting many. Doctors have not been spared, with medical tourism grinding to a halt, and we are all rightfully worried about when and how we will recover from this.
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